We empower partners big and small — from brands and banks to NBFCs, merchants, and aggregators — to design and deliver offers that truly matter: smarter, faster, and safer. With intelligent automation, deep fraud controls, and data-driven insights, we transform simple promotions into engines of growth, loyalty, and trust. Built for scale and crafted with creativity, the Tossverse turns discounts into powerful, future-ready experiences that redefine how consumers buy.
TOSS Core The Offer Engine
Budget Management
Create campaigns/offers with full budget control, triggers, and sponsor integration.
Campaign Offer Control
Manage campaign offers: create, execute, pause, or adjust across channels and merchants.
Hybrid Offers
Build hybrid offers (offline/online/omni) with deferred, instant, or split cashback/discounts.
Campaign Performance Index
Track campaign performance: growth among new, existing, and scaled customers.
Personalized Schemes
Design personalized schemes based on customer personas.
E-Store
Power your e-store with customized and unique offers.
TOSS Shield Fraud & Misuse Prevention.
Risk Control Framework
A set of rules and processes to prevent and manage potential abuse or losses from promotional offers.
Data-Driven Monitoring
Continuous data analysis to track offer performance and detect fraudulent or unintended usage patterns.
Real-Time Decisioning
Instantly and automatically decide whether to grant an offer to a user at the moment of transaction.
TOSS Flow Velocity & Policy Controls
Velocity
Create various velocity rules with complete universal control.
Integrity
Operate with utmost integrity, upholding brand processes at the highest level.
Customer Upgrade
Enable seamless upgrades of customers to premium products.
TOSS Connect Multi-Aggregator Integrations
Omni Presence
Works on POS, PG, billing apps, wallets, and marketplaces.
Payment Modes
Compatible with all payment modes including hard cash.
Cross Promotion
Run cross-promotions with non-competing brands or affiliates.
TOSS Insights Data & Analytics Layer
Business Insights Dashboard
A unified dashboard to monitor multiple KPIs.
Real-Time Reports
Live sales reports with regional, channel, product, and payment insights.
Real-Time Analytics
Analyze campaign/business performance and use insights for future planning.
Reconciliation as a Service (RAAS)
Automated reports for faster, simpler reconciliation.
Audit Compliance
Timely reporting to satisfy both physical and virtual partner compliance.
Get it all with TOSS
The only non-payment module your business needs to integrate is TOSS. We cover:
Velocity Management
Check and block invalid offer requests
Product Validation
Block products before purchase
Scheme & Budget Management
Control your budget spend and monitor offer performance
Offer Engine
Create & Manage complex offer scenarios
Reconciliation
Handle reconciliation with ease
Reporting & Analytics
A unified dashboard for real-time reporting & analytics
Smarter offers. Stronger growth. Safer commerce. From discounts to experiences — that's the TOSS difference.
